A whole home standby generator runs on natural gas or liquid propane, sits outside on a concrete pad, and starts automatically when utility power drops. The decision homeowners face isn’t usually “do I need backup power?” It’s “what gets backed up, for how long, and on what fuel?” We start every project there.
Standby generators are rated by kilowatts. A 9kW unit handles essential circuits like the refrigerator, sump pump, a few outlets, and lighting. A 14kW unit covers most circuits in a typical home including HVAC. 22kW and 26kW units handle larger homes or homes with heavier electrical loads. The wrong size produces three different failure modes. Undersized units shut down under peak load. Oversized units short-cycle and wear out the engine and alternator early. Units sized to instantaneous peak instead of NEC demand factors lock the homeowner into more fuel cost than necessary.
The math behind sizing comes from a real load calculation per NEC 220, the same calculation we use for service upgrades. We document the loads the homeowner wants on during outages, run the demand factors that account for what actually runs at the same time, and recommend a unit that covers the realistic peak with reasonable margin.
What size generator does the home need?
Sizing depends on the load list, not the home’s square footage. A 4,000 sq ft home with a gas furnace, gas water heater, and gas range needs less generator capacity than a 2,000 sq ft all-electric home with a heat pump and EV charger. We ask the homeowner three questions before specifying: which loads are critical during an outage, how long are the typical outages in this area, and what’s the budget for fuel.
From there the calc is straightforward. Continuous loads (refrigeration, well pump, medical equipment) plus the largest motor load (typically the AC compressor or heat pump) plus a margin for inrush. The result is the kW rating. We recommend a unit one size up from the calculated number when the homeowner wants headroom for future loads (an EV charger, a hot tub, an addition).
Should the generator run on natural gas or LP?
Natural gas is the easier path when the home already has gas service. The generator ties into the existing gas line, the fuel is essentially unlimited (the utility’s grid stays up during most local outages), and there’s no tank to maintain. The trade-off is that natural gas has lower BTU content than LP, so the same kW rating draws more fuel volume per hour, and gas pressure has to be high enough at the generator’s regulator (typically 5-7 inches WC for residential).
LP is the right call when there’s no natural gas service, when the home is in a rural area, or when the homeowner wants fuel storage they control. A 500-gallon LP tank can run a 22kW unit for several days at half load. The downsides are upfront tank cost, refill scheduling, and tank placement clearances per NFPA 58.
Some installs use dual-fuel generators that can switch between natural gas and LP. We recommend dual-fuel only when the fuel question is genuinely uncertain, since the added equipment cost rarely pays back in flexibility.
Transfer switch: automatic vs manual interlock
The transfer switch is the device that decides whether the home runs on utility power or generator power. An automatic transfer switch (ATS) does this in seconds, without homeowner intervention. The ATS senses the utility outage, signals the generator to start, waits for stable output, and switches the load over. When utility power returns, it reverses the process.
A manual interlock is the cheaper alternative for homes with portable generators. The interlock is a mechanical device on the panel that prevents the generator breaker and the main breaker from being on at the same time, which is what NEC 702.5 requires to keep the generator from back-feeding into the utility lines. The homeowner manually rolls out the portable generator, plugs it into an inlet, throws the interlock, and turns on the breakers for the loads they want powered.
For a whole home standby generator, the ATS is the standard. For homeowners who already own a portable generator and want safe back-feed, the interlock is the right scope. Both paths require permits and inspection.
Where can the generator physically sit?
The generator’s location is constrained by manufacturer specs and code clearances. Most residential standby units require minimum clearances of 5 feet from openings (windows, doors, vents) on all sides per NFPA 37, and minimum 18 inches from the side of the house for service access. The pad must be level, sized for the unit, and rated for the equipment weight.
Common locations are alongside the home in a side yard, behind the home in a fenced area, or on a corner with good airflow. We avoid spots near AC condensers (the generator’s exhaust temperature affects the AC’s efficiency), near pool equipment (clearance from chlorine vapor), and under low overhangs (manufacturer clearance to the top).
Permits, gas connection, and inspection
Generator installs require both an electrical permit and a gas permit in most jurisdictions. The electrical permit covers the ATS, the generator’s electrical interconnect, and the bonding. The gas permit covers the fuel line from the meter (or LP tank) to the generator regulator, including pressure testing.
The inspection sequence usually runs gas first, then electrical. When an inspection is required, the gas inspector verifies pipe sizing per NFPA 54, leak-tests the line, and signs off. When an inspection is required, the electrical inspector verifies the ATS installation, the generator interconnect, the bonding to the equipment grounding electrode, and the disconnect. We pull both permits and coordinate the inspections.
Realistic install timelines and lead times
The install itself runs 2-4 days on site for a typical residential standby generator with an ATS. The longer drivers are equipment lead times (2-12 weeks depending on the manufacturer and the size. Generac, Kohler, and Cummins are the common residential brands), permit turnaround, and inspection scheduling. We tell the homeowner the realistic full timeline at quote so the decision happens with the calendar in mind.
Common reasons projects get more complicated
The gas line is too small. Older homes have 3/4-inch gas service designed for a furnace, range, and water heater. Adding a 22kW generator can require upsizing the meter or running a larger line from the meter to the generator. We test the gas pressure during the site visit and flag the upsize as a separate scope.
The panel doesn’t have an open slot for the generator backfeed circuit, or the available slots are at the bottom of the panel where the ATS can’t physically connect cleanly. Sometimes the answer is a panel upgrade as a separate scope. Sometimes it’s an external sub-panel for the generator-fed loads.
The HOA has equipment-placement rules that the homeowner didn’t anticipate. Generators are loud at startup and during weekly exercise cycles (typically 15-30 minutes once a week). Some HOAs require visual screening, specific exercise time windows, or pre-approval of the equipment.
The home is in a flood zone. Generators in flood zones need to be elevated above the base flood elevation per local floodplain ordinance and FEMA guidance. The pad design changes, and so does the cost.
What we tell every customer before install day
Plan for a power-down on install day. The ATS install requires the home to be off utility power for several hours while we make the connections. Critical equipment (medical, server, refrigerator with sensitive contents) needs a temporary plan.
The generator will exercise itself weekly. Most units run a 15-30 minute self-test once a week at a time the homeowner sets. Neighbors notice it the first week. We can move the exercise time and trim the runtime to reduce friction.
Keep up with maintenance. A whole home generator needs annual oil change, air filter, and spark plug service to hold its rated output. We can include a maintenance plan or hand off the schedule for the homeowner to manage themselves.
Fuel sourcing in detail
Fuel choice is one of the two biggest decisions in a generator install (sizing being the other). The right answer depends on what is available at the property and how long the unit needs to run during an outage.
Natural gas
If the property has a natural gas line and meter, natural gas is usually the default choice. Run time is unlimited as long as gas pressure holds at the meter, a key advantage during multi-day outages. The gas line capacity has to support the generator’s consumption rate plus any existing gas appliances (furnace, water heater, range, dryer). Most residential gas services support a 22-26 kW generator; some smaller services need an upgrade to the meter or service line.
NEC handles the electrical side of the install. NFPA 54 (the National Fuel Gas Code) governs the gas line. Gas line work either ties into the existing gas line at the meter or requires a new branch from the meter to the generator location. The gas pressure at the unit has to meet manufacturer specifications.
Propane (LP)
Propane is the alternative when natural gas is not available. Run time is determined by tank size and the generator’s consumption rate. A 22 kW generator at moderate load consumes roughly 2.5 gallons per hour; a 500-gallon tank stores ~400 gallons usable (tanks fill to ~80% for vapor expansion). That works out to ~160 hours of run time at moderate load before the tank is empty.
Tank sizing matters. A 250-gallon tank for a 22 kW unit only carries ~80 hours of continuous run, fine for a one-day outage, marginal for a multi-day freeze event. We recommend tank sizing for the worst-case outage the homeowner wants the unit to ride out.
Diesel
Diesel is more common in commercial and large residential installs. Storage is on-site in a fuel tank, usually 50-200 gallons for residential. Diesel has higher fuel-to-runtime efficiency than propane but requires periodic fuel rotation (diesel deteriorates over time) and the tank itself adds cost and footprint.
Transfer switch types
The transfer switch separates utility power from generator power per NEC 702.5. Three categories cover most residential installs:
- Automatic transfer switch (ATS). Detects utility-power loss, signals the generator to start, and transfers the home to generator power within seconds. The homeowner does not need to take any action. ATS is standard on whole-home installs.
- Manual transfer switch. The homeowner manually starts the generator and operates a transfer switch (often a six-way or ten-way switch on a critical-loads panel) to power selected circuits. Cheaper but requires homeowner action during the outage.
- Interlock kit. A mechanical interlock at the main panel that prevents both the utility main breaker and a generator backfeed breaker from being on at the same time. Cheapest of the three but requires homeowner involvement and works only on panels designed for an interlock.
For whole-home automatic backup, ATS is the right choice. For partial backup of selected critical loads, manual transfer or interlock can work.
What inspection actually covers
Generator installs are inspected for both the electrical and (in natural-gas installs) the gas-line work. Inspection points typically include:
- NFPA 37 placement clearances, distance from openings, distance from combustible structures, clearance for service access
- Conductor sizing from generator to transfer switch per NEC 310 ampacity tables
- Bonding and grounding per NEC 250, generator chassis bonded, neutral bonded per generator type (separately derived vs not)
- Transfer switch installation per NEC 702.5, operating mechanism, working clearance, labeling
- Breaker sizing at panel and at generator end
- For natural gas: gas line sizing per NFPA 54 to support generator consumption plus existing appliances
When an inspection is required, it must be signed off before the unit is commissioned and put into service. Skipping a required inspection means the install is not legal and the homeowner’s insurance may not cover claims that arise.
Maintenance and ongoing cost
A whole-home generator is not install-and-forget. Manufacturer maintenance schedules typically include:
- Weekly self-test cycle. Most modern units run themselves for a few minutes weekly to verify they start. The cycle logs runtime and is visible in the unit’s display.
- Annual maintenance. Oil change, oil filter, air filter, spark plug check, battery test, and a full load test under the unit’s rated capacity. Skipping annual maintenance shortens unit life and can void manufacturer warranty.
- Battery replacement. The starting battery (separate from the generator’s primary fuel) typically needs replacement every 3-5 years.
- Fuel filter / fuel system service. For diesel and propane units, fuel-side service at manufacturer-specified intervals.
The homeowner can perform some of this maintenance; many prefer a service contract that handles it on schedule. Maintenance is not optional, a generator that has not been started in two years is unlikely to start when the power goes out.
Commercial vs residential generator scope
Commercial generator installs share the basics of residential installs but operate under different code sections and have different sizing logic:
- NEC 700 (emergency systems) and NEC 701 (legally required standby) apply where life-safety code requires backup power
- NEC 702 (optional standby) applies to most residential and many commercial installs
- NFPA 110 governs emergency and legally required standby power systems for many commercial occupancy types
- Sizing for commercial loads (multi-tenant buildings, refrigeration, HVAC at scale) is a different calculation than residential
- Transfer switch ratings, conductor sizing, and inspection requirements scale up
Commercial scopes are coordinated with the building owner’s mechanical engineer and the AHJ. We work with the consulting engineer on commercial installs to ensure the generator and transfer switch are correctly sized for the actual load profile.